Cheshire Branch The Society of Trust and Estate Practitioners (STEP) is the leading worldwide professional body for practitioners in the fields of trusts, estates and related issues.

Richard Joined NatWest bank in 1982, became a member of the Institute of bankers in the late 80’s after passed the institutes exams.   In the early 90’s joined NatWest Trust and Estates in Manchester promoted to Manager and moving to Chester. I passed my STEP exam just after the millennium and my degree in banking and finance in 2004. In April 2015 NatWest/RBS closed its Trust department. Since then have worked for HSBC, Brabners, Shoosmiths and currently Head of Trust and Compliance for Philips Trust Corporation.